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Home Loan Team
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What is Your Why?
Create Memories
Build Equity
Raise a Family
Stabilize Your Housing Costs
Be Proud of Where You Live
Refinance and Save.

Mortgage rates are at all time lows. Let us check your situation and see if a mortgage refinance could save you money.

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Tell Us Your Story.

Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.

We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

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Our Amazing Team

The most important asset to our company, is our people. Our team was built with you as our focus.

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Joshua R. Richardson

Senior Mortgage Loan Originator
NMLS#: 2448184
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Anna Richardson

Mortgage Loan Originator
NMLS#: 2045806
Fresh from The Blog.
May 2026 Mortgage Check-In: Evaluating the Benefits of Refinancing Before Rates Change

May 2026 Mortgage Check-In: Evaluating the Benefits of Refinancing Before Rates Change

Introduction As we step into May 2026, it’s an ideal time for homeowners to evaluate…

Tune Into Homeownership: How the Upcoming Kentucky Derby Can Teach First-Time Buyers About Racing to the Finish Line

Tune Into Homeownership: How the Upcoming Kentucky Derby Can Teach First-Time Buyers About Racing to the Finish Line

Introduction As we approach the excitement of the Kentucky Derby, there’s an interesting parallel between…

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