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Josh Richardson, Branch Manager and Loan Officer at Your Home Loan Team

Anna Richardson

Loan Partner & Closer
NMLS#: 2045806

Phone: (727) 888-6650
anna@yourhomeloanteam.com

Hello, welcome to my page.

Anna Richardson is a Loan Partner, Mortgage Processor, and Closer with Your Home Loan Team, helping homebuyers and homeowners navigate the mortgage process from application through closing.

NMLS #2045806

While finding the right mortgage is an important part of buying or refinancing a home, getting that loan successfully through processing, underwriting, and closing requires organization, communication, and close attention to detail.

That’s where Anna shines.

As an integral part of Your Home Loan Team, Anna works closely with borrowers, Josh Richardson, lenders, underwriters, title companies, real estate professionals, and other parties involved in the transaction to help keep each mortgage moving toward the closing table.

Guiding Borrowers From Application to Closing

Once a mortgage is underway, there can be a lot happening behind the scenes.

Documents need to be collected and reviewed. Underwriting conditions need to be addressed. Deadlines need to be monitored. Questions need answers. Lenders, title companies, borrowers, and real estate professionals all need to stay informed.

Anna helps bring those pieces together.

Her role includes assisting borrowers throughout loan processing, helping organize documentation, communicating important updates, coordinating outstanding items, and helping prepare the loan for a smooth closing.

For the borrower, that means having someone on the team who knows their file and is focused on helping them understand what comes next.

Detail-Oriented Mortgage Processing With a Personal Touch

Anna believes great mortgage service is about more than processing paperwork.

Buying a home can be exciting, but the financing process can also feel overwhelming, especially for a first-time homebuyer. Anna’s attention to detail and highly personal approach help borrowers feel informed and supported throughout the process.

Whether she’s working with a first-time homebuyer, repeat homeowner, or experienced real estate investor, Anna believes every client deserves the same level of care and attention.

It’s an approach Your Home Loan Team describes as “white glove service.”

Multilingual Support for Homebuyers

Originally from Macedonia, Anna speaks four languages: English, Macedonian, Serbian, and Croatian. She moved to the Tampa Bay area over a decade ago and has called it home ever since.

Her international background gives her a unique perspective when working with people from different backgrounds and experiences. More importantly, she understands that mortgage terminology and the homebuying process can sometimes feel complicated.

Her goal is to make the process easier to understand and help borrowers know what is happening with their mortgage as they move toward closing.

Part of Your Home Loan Team

Anna works alongside Josh Richardson and the Your Home Loan Team to provide borrowers with support throughout the mortgage process.

As an independent mortgage brokerage, Your Home Loan Team works with more than 140 lenders to help identify financing options for different borrower situations.

Once the right mortgage strategy has been identified, Anna helps with one of the most important parts of the experience: getting the details handled and helping guide the loan from application through processing, underwriting, and closing.

From first-time homebuyers to experienced investors, Anna’s focus remains the same: communicate clearly, pay attention to the details, and help make the path to closing as organized and straightforward as possible.

Anna Richardson
Loan Partner, Mortgage Processor & Closer
Your Home Loan Team
NMLS #2045806

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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